✦  Credit • Business • Financial Literacy  ✦

Take Your Seat At The Millionaire Table

Credit is wealth. We help you repair past mistakes, build a powerful credit profile, and step into the education and opportunities that change your family's future — for generations.

Trusted & Transparent    Education First    Real People, Real Results
Star Ericka with her Millionaires Club plaque
Millionaires Club
Credit Repair Cloud • 2025
Credit Is Wealth  ✦  The Millionaire Table  ✦  Pull Up A Seat
$35M+
Debt Removed
1,000s
Clients Served
2025
Millionaires Club Inductee
30+
States With Mentored Students
Star Ericka, The Creditpreneur
✦  Meet The Founder  ✦

Star Ericka

The Creditpreneur

Star Ericka McIntosh doesn't just teach credit — she's lived it, built it, and earned the receipts. As founder of The Millionaire Table, she was inducted into the Credit Repair Cloud Millionaires Club for earning over $1,000,000 helping everyday people transform their credit.

She teaches through stories, experience, and transparency — never hype. When you sit at this table, you're learning from someone who's been where you are and built her way out.

$2M+
Verified Earnings
Educator
Speaker & Author
Multi-Biz
Entrepreneur
Work With Star
✦  What We Offer  ✦

Every Seat Has A Purpose

Whether you're repairing, learning, or leveling up — there's a place for you here.

💳

Credit Repair

Personalized credit restoration with strategic disputes, education, and full portal access — so you always know where your file stands.

View Plans →
🎓

Courses & Academy

The Millionaire Table Academy teaches credit, business, and financial literacy — self-paced courses built from real experience.

Explore Courses →
📚

Ebooks & Resources

Millionaire Secrets and more — premium guides that put the game in your hands, on your schedule.

Shop Ebooks →
🧾

Taxes & Accounting

Trusted tax and accounting support through our partner, so your money stays right on paper too.

Get Tax Help →
🔄

Rebuild Resources

Hand-picked tools and tradelines to rebuild positive history the smart way after cleanup.

Start Rebuilding →
💼

Consulting Services

Strategic consulting in financial literacy, business development, brand strategy, marketing, and community empowerment.

Explore Consulting →
✦  Watch  ✦

See What Happens At The Table

🔊 Press Play — Sound On
✦  Pricing & Enrollment  ✦

Choose Your Seat

Pick the plan that fits your goals and pull up to the table.

Silver

Monthly plan — no contracts, cancel anytime

$199/99
$199 Enrollment • $99 Monthly
Full credit analysis
Monthly dispute rounds
24/7 client portal access
Email updates
Money-Back Guarantee*
Enroll Now

Bronze

One-time fee — a clean, simple starting point

$299
One-Time Fee
Up to 4 months of disputes included
One flat enrollment fee
Strategic dispute work
Client portal access
No monthly billing
Money-Back Guarantee*
Enroll Now
Most Popular

Platinum

One-time fee — our full-service flagship

$739
One-Time Fee
Up to 8 months of disputes included
Everything in Bronze
Full-service dispute strategy
Priority processing
No contracts — cancel anytime
Money-Back Guarantee*
Enroll Now

Credit To Keys

The TMT program for future homeowners & clients seeking funding

$1,500
One-Time Fee
Up to 12 months of disputes included
Built for homeownership & funding goals
Credit prep for mortgage or funding approval
Support from start to keys — or capital
One-time program fee
Money-Back Guarantee*
Enroll Now

Click Enroll Now on any plan — we take your name, number, and email first, then walk you straight into enrollment, plan details, and any active specials.

*Money-back guarantee available on all programs — terms and conditions apply.

✦  Real People, Real Results  ✦
Client Cam 🎥

Receipts From The Table

Client's new home
★★★★★

"From enrollment to keys — another Millionaire made it home."

Client's new home kitchen
★★★★★

"Never thought I could own a house. Closed on my 2-story home in a gated community — 1.9 APR thanks to Star Ericka. — Rashaun J."

Client review — 121 points in 45 days
★★★★★

"My score went up 121 points in 45 days. Star Ericka is one of the best to ever do it. Credit is the key to life. — Felix M."

751 Excellent and 749 Good credit scores
★★★★★

"All I did was listen to my daughter and follow directions — and things went up, up and up from there. Thanks a million. — Eric M."

Community post — go watch Star Ericka live
★★★★★

"Y'all better go watch Star Ericka live — #FreeGame — Travis B."

Loan pre-approval letter
★★★★★

"Pre-approval in hand — shopping for a home as a serious buyer."

Happy clients holding Credit Repaired sign
★★★★★

"Credit Repaired! by The Millionaire Table — mission complete. 🔑"

Credit score up 170 points, accounts removed
★★★★★

"+170 points since September — negative accounts REMOVED from the file."

←  Slide To See More Receipts  →

These testimonials reflect individual experiences. Results vary based on each client's credit profile and circumstances. Past results do not guarantee future outcomes. We cannot and do not guarantee the removal of any item from your credit report or any specific score increase.

✦  Interactive  ✦

Where Does Your Score Sit?

Slide to your current credit score and see what typically opens up at each level — and what's waiting as it climbs.

650
Fair
300580670740800850
Drag The Slider To Your Score

What Your Score Can Unlock

Secured Cards & Credit BuildersAvailable at every level — your rebuild starting line
FHA Home Loan TerritoryTypical minimum score with 3.5% down
Easier Apartment ApprovalsMany landlords screen around this range
Conventional Mortgage TerritoryTypical minimum for conventional home loans
🔒
Unsecured Credit CardsApprovals without a deposit get realistic
🔒
Better Auto Loan RatesMove out of subprime pricing on your next car
🔒
Prime Cards & Personal LoansStronger approval odds and higher limits
🔒
Premium Travel & Rewards CardsThe cards everyone posts about
🔒
Best Mortgage & Auto RatesTop-tier pricing saves you thousands in interest
🔒
Elite ApprovalsLenders compete for you — not the other way around

For education only. Scores shown reflect typical ranges — lenders also consider income, payment history, debt, and more. Approval is never guaranteed by score alone.

✦  Questions  ✦

Frequently Asked Questions

How do I get started?+

Simple — enroll online, submit your documents, and we get to work. Your 24/7 client portal tracks every update and milestone so you're never in the dark. Remember: onboarding must be completed AT THE TIME of enrolling, you will need your License(ID) and proof of address handy (it only takes 10–15 minutes).

What negative items can you challenge?+

We work on a wide range of items: collections, inquiries, charge-offs, repossessions, late payments, medical debt, student loan errors, and more. Every report is unique, so your strategy is customized to your file.

How long until I see results?+

Every credit profile is different, and legally no credit repair company can guarantee a set timeline. On average, clients use our services for 6–12 months — more or less. Many see early movement within the first 10–45 days, but progress can take longer depending on the file. We dispute consistently and keep you updated the whole way.

Do you guarantee results?+

By law, no credit repair company can guarantee specific score increases or item removals — and you should be careful with anyone who does. What we do offer is our 180-day money-back guarantee on monthly subscription fees if we fail to update, correct, or remove any inaccurate, erroneous, or obsolete negative items worked on within 180 days of continuous, compliant service (terms of agreement apply — see our Terms & Conditions).

Do you offer phone support?+

We do not offer phone support on our standard plans. All communication is handled efficiently through email and your 24/7 client portal — reach us anytime at [email protected] if you are a client and [email protected] if you are not a client but have questions prior to enrolling. Check your email often, especially in your first 72 hours.

Is credit repair legal?+

Yes. Under the Fair Credit Reporting Act (FCRA), you have the right to dispute information you believe is inaccurate, incomplete, or unverifiable. We educate you on those rights and assist with the dispute process. You can also review your rights on our Consumer Credit File Rights page.

What do I need before enrolling?+

Active credit monitoring (up to $29/month — required on every plan, it is an onboarding step please DO NOT enroll in a credit monitoring prior to enrolling), no active bankruptcy, at least one negative account on your report, and a Visa or Mastercard for payment. Please review our pricing page requirements BEFORE signing up for all requirements.

✦  Free Instant Download  ✦
The Credit to Cash Flow Blueprint

Star's step-by-step guide to turning a stronger credit profile into real cash flow — free, straight to your inbox.

Get My Free Blueprint
✦  Your Future Starts Now  ✦

Ready To Join The Millionaires?

Take the first step toward stronger credit, real education, and generational change.

Enroll Now — Pull Up A Seat
✦  Straight From My Channel  ✦

Free Game. Press Play.

The latest drop from the official Star Ericka channel — credit gems, business game, and real talk. No paywall, just play.

✦  Yes, We Have An App  ✦

The Table, In Your Pocket

Track your disputes, check your file, and manage your account from anywhere. Download The Millionaire Table client app and keep your seat at the table 24/7.

Access Your Client Portal and Manage Your Billing With Our App

The Millionaire Table logo

Credit is wealth. The Millionaire Table helps clients repair past mistakes for a better future — through education, transparency, and proven experience.

Contact

We Do NOT offer phone support — email is the fastest way to reach the team.

We Accept
VISA
Visa & Mastercard Only — We Do Not Accept American Express or Discover

Consumer Credit File Rights Under State and Federal Law

The Millionaire Table LLC does not provide legal advice. The Millionaire Table LLC does not guarantee the permanent removal of verifiable tradelines. The Millionaire Table LLC requires active participation from its clientele regarding requested documents and information, including investigation results, for the sought-after outcome of a healthy, accurate credit report. Individual results may vary.

Disclaimer: The Millionaire Table is a trademarked business name. We are not promising to make you a millionaire, nor can we guarantee your success. We teach what we have done to be successful and assist you on your credit repair journey. "Millionaire" is what we call our members — it is not intended to be deceptive or misleading in any way.

©2020–2026 The Millionaire Table ® LLC, Professional Services. Services, rules, and regulations vary by state.