Credit is wealth. We help you repair past mistakes, build a powerful credit profile, and step into the education and opportunities that change your family's future — for generations.
Star Ericka McIntosh doesn't just teach credit — she's lived it, built it, and earned the receipts. As founder of The Millionaire Table, she was inducted into the Credit Repair Cloud Millionaires Club for earning over $1,000,000 helping everyday people transform their credit.
She teaches through stories, experience, and transparency — never hype. When you sit at this table, you're learning from someone who's been where you are and built her way out.
Whether you're repairing, learning, or leveling up — there's a place for you here.
Personalized credit restoration with strategic disputes, education, and full portal access — so you always know where your file stands.
View Plans →The Millionaire Table Academy teaches credit, business, and financial literacy — self-paced courses built from real experience.
Explore Courses →Millionaire Secrets and more — premium guides that put the game in your hands, on your schedule.
Shop Ebooks →Trusted tax and accounting support through our partner, so your money stays right on paper too.
Get Tax Help →Hand-picked tools and tradelines to rebuild positive history the smart way after cleanup.
Start Rebuilding →Strategic consulting in financial literacy, business development, brand strategy, marketing, and community empowerment.
Explore Consulting →Pick the plan that fits your goals and pull up to the table.
Monthly plan — no contracts, cancel anytime
One-time fee — a clean, simple starting point
One-time fee — our full-service flagship
The TMT program for future homeowners & clients seeking funding
Click Enroll Now on any plan — we take your name, number, and email first, then walk you straight into enrollment, plan details, and any active specials.
*Money-back guarantee available on all programs — terms and conditions apply.

"From enrollment to keys — another Millionaire made it home."

"Never thought I could own a house. Closed on my 2-story home in a gated community — 1.9 APR thanks to Star Ericka. — Rashaun J."

"My score went up 121 points in 45 days. Star Ericka is one of the best to ever do it. Credit is the key to life. — Felix M."

"All I did was listen to my daughter and follow directions — and things went up, up and up from there. Thanks a million. — Eric M."

"Y'all better go watch Star Ericka live — #FreeGame — Travis B."

"Pre-approval in hand — shopping for a home as a serious buyer."

"Credit Repaired! by The Millionaire Table — mission complete. 🔑"

"+170 points since September — negative accounts REMOVED from the file."
These testimonials reflect individual experiences. Results vary based on each client's credit profile and circumstances. Past results do not guarantee future outcomes. We cannot and do not guarantee the removal of any item from your credit report or any specific score increase.
Slide to your current credit score and see what typically opens up at each level — and what's waiting as it climbs.
For education only. Scores shown reflect typical ranges — lenders also consider income, payment history, debt, and more. Approval is never guaranteed by score alone.
Simple — enroll online, submit your documents, and we get to work. Your 24/7 client portal tracks every update and milestone so you're never in the dark. Remember: onboarding must be completed AT THE TIME of enrolling, you will need your License(ID) and proof of address handy (it only takes 10–15 minutes).
We work on a wide range of items: collections, inquiries, charge-offs, repossessions, late payments, medical debt, student loan errors, and more. Every report is unique, so your strategy is customized to your file.
Every credit profile is different, and legally no credit repair company can guarantee a set timeline. On average, clients use our services for 6–12 months — more or less. Many see early movement within the first 10–45 days, but progress can take longer depending on the file. We dispute consistently and keep you updated the whole way.
By law, no credit repair company can guarantee specific score increases or item removals — and you should be careful with anyone who does. What we do offer is our 180-day money-back guarantee on monthly subscription fees if we fail to update, correct, or remove any inaccurate, erroneous, or obsolete negative items worked on within 180 days of continuous, compliant service (terms of agreement apply — see our Terms & Conditions).
We do not offer phone support on our standard plans. All communication is handled efficiently through email and your 24/7 client portal — reach us anytime at [email protected] if you are a client and [email protected] if you are not a client but have questions prior to enrolling. Check your email often, especially in your first 72 hours.
Yes. Under the Fair Credit Reporting Act (FCRA), you have the right to dispute information you believe is inaccurate, incomplete, or unverifiable. We educate you on those rights and assist with the dispute process. You can also review your rights on our Consumer Credit File Rights page.
Active credit monitoring (up to $29/month — required on every plan, it is an onboarding step please DO NOT enroll in a credit monitoring prior to enrolling), no active bankruptcy, at least one negative account on your report, and a Visa or Mastercard for payment. Please review our pricing page requirements BEFORE signing up for all requirements.
Star's step-by-step guide to turning a stronger credit profile into real cash flow — free, straight to your inbox.
Submit your info, then continue to current plans & pricing.
Your blueprint arrives by email instantly. No spam, ever.
Take the first step toward stronger credit, real education, and generational change.
Enroll Now — Pull Up A SeatThe latest drop from the official Star Ericka channel — credit gems, business game, and real talk. No paywall, just play.
Track your disputes, check your file, and manage your account from anywhere. Download The Millionaire Table client app and keep your seat at the table 24/7.
Access Your Client Portal and Manage Your Billing With Our App
Credit is wealth. The Millionaire Table helps clients repair past mistakes for a better future — through education, transparency, and proven experience.
We Do NOT offer phone support — email is the fastest way to reach the team.
Consumer Credit File Rights Under State and Federal Law
The Millionaire Table LLC does not provide legal advice. The Millionaire Table LLC does not guarantee the permanent removal of verifiable tradelines. The Millionaire Table LLC requires active participation from its clientele regarding requested documents and information, including investigation results, for the sought-after outcome of a healthy, accurate credit report. Individual results may vary.
Disclaimer: The Millionaire Table is a trademarked business name. We are not promising to make you a millionaire, nor can we guarantee your success. We teach what we have done to be successful and assist you on your credit repair journey. "Millionaire" is what we call our members — it is not intended to be deceptive or misleading in any way.
©2020–2026 The Millionaire Table ® LLC, Professional Services. Services, rules, and regulations vary by state.